Planning your funeral…

Today many individuals and families are making the decision to prearrange their funerals. The advantages make sense.

Planning your own funeral…

• Enables you to make your wishes known
• Provides an opportunity for you to involve your family in making arrangements for your memorialization.
• Relieves you and your loved ones of future financial responsibility.

Making your selections…

Generally, funeral plans consist of a two-step process: making the funeral arrangements and funding the cost of the prearranged funeral.

Funeral service selections fall into two categories: the services of a funeral professional and funeral merchandise.

Funeral services include :

• Professional services of a funeral director and staff
• Transportation services
• Embalming and other preparation
• Facilities for visitation
• The Funeral Ceremony
• Funeral vehicles
• Other services and associated items including pastoral services, music, grave opening and closing.

Funeral Merchandise includes :

• Casket, urn or both
• An outer burial container — cemetery vault or other selection
• Other merchandise and associated items such as flowers, acknowledgment cards, and transfer containers.

We can assist you in making informed choices when you prearrange your own or your loved one's funeral. Included is information on the types of decisions you make today … before the need arises, for your peace of mind — and for those you love.

Recording your plan —

To assist with your selections, you can discuss them with one of our funeral planning professionals. You'll receive a complete explanation of selections and prices.

Once you've made your decision, you tell us exactly what funeral service you wish. We'll help you put it in writing. Then there's no doubt about your expressed.

Your loved ones won't need to ask

• Did we do the right thing?
• Did we spend too much … too little
• Is this what he or she wanted?
• Did we forget anything?

All that's eliminated because it's in writing.

When you prearrange a funeral, you want to arrange one which fits your and your family's needs today and into the future.

We offer coverage plans from Fortis Family which offer you and your loved ones peace of mind.

With a Pre-Arrengement Plan…

• Your loved ones will be relieved of making difficult decisions at a time of high stress.
• Your funeral will reflect your desired wishes.
• Your thoughtfulness alleviates a financial burden on your family.
• Your plan is transferable … should you relocate, your plan can be transferred to a funeral home in your new community.
• Your funeral plan can be fully funded — so once you've made all your payments, your plan is funded forever … providing you with protection against the rising cost of funerals.

Prearranging eases stress on family members at the time of death and also gives individuals a chance to express their desires for their own service arrangements. Funeral/memorial preplanning is the process of personally setting out what will happen at the time of your death. You need to gather vital biographical information for legal records and record your personal desires and instructions. You can use the following form to record both your biographical information and the specifics to be followed at the time of death.

There are three basic steps in prearranging one's service. They include: Preparing the important biographical information. In addition, planning the services and disposition of the body. The services may be funded partially or fully through the use of a bank or savings & loan trust or a specially designed life insurance policy. These options may be done in stages or all in one sitting. The family chooses the extent to which the services are prepared &/or funded.